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Privacy Notice

Rev. 08/2011

FACTSWhat does Citizens Bank of Chatsworth do with your personal information?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Payment history
  • Overdraft history
  • Credit card or other debt
  • Checking account information
  • Wire transfer instructions
How?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Citizens Bank of Chatsworth chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal informationDoes Citizens Bank of Chatsworth share?Can you limit this sharing?
For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes- to offer our products and services to you YesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates' everyday business purposes- information about your transactions and experiencesNoWe don't share
For our affiliates' everyday business purposes- information about your creditworthiness NoWe don't share
For nonaffiliates to market to youNoWe don't share

 

 

Questions?Call 1-815-635-3134

 

 

 

Who we are 
Who is providing this notice?Citizens Bank of Chatsworth means the following institutions: Citizens Bank of Chatsworth
What we do 
How does Citizens Bank of Chatsworth protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Citizens Bank of Chatsworth collect my personal information?We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Provide employment information
  • Provide account information
  • Pay us by check

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?Federal law gives you the right to limit only
  • sharing of affiliates' everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

 

 

Definitions 
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Citizens Bank of Chatsworth has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Citizens Bank of Chatsworth does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Citizens Bank of Chatsworth doesn't jointly market.

 

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about our affiliates to comply with California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization

For Vermont Customers. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.

 

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